{"text_format":"3","workbook":"xls","n_sheets":3,"sheets":["Working","Detailed","Savings plan"],"not_rendered":{"external_links":1,"defined_names":4},"read":"whole","date_system":"1900","formulas":"cached_only"}

{"sheet":"Working","index":0,"n_rows":37,"n_cols":4,"rows_kept":37,"flags":["formulas_cached_only"]}
[]
[null,"CATEGORY AND ITEM","MONTHLY EXPENSE ($)","COMMENTS"]
[null,"Earnings"]
[null,"CalPers",1687.65]
[null,"Social Security",947]
[null,"Total Earnings",2634.65]
[]
[null,"Fixed monthly expenses"]
[null,"Rent",500]
[null,"Humboldt",203.75]
[null,"Federal tax",113.67]
[null,"State tax",18.82]
[null,"Phone",70]
[null,"Internet",19.95]
[null,"Dental insurance",36.93]
[null,"Medical insurance",387.41]
[null,"Total fixed expenses",1350.53]
[]
[null,"Variable monthly expenses"]
[null,"Power",27]
[null,"Attorney",100]
[null,"Food and household"]
[null,"Gas"]
[null,"Auto insurance"]
[null,"Other auto"]
[null,"Clothing"]
[null,"Travel"]
[null,"Entertainment"]
[null,"Carry over from previous month"]
[null,"To savings"]
[null,"Car insurance"]
[null,"Website"]
[null,"Total variable expenses",127]
[]
[null,"Total expenses",1477.53]
[null,"Spending money",1157.1200000000001]
[null,"Spending + expenses",2634.65]

{"sheet":"Detailed","index":1,"n_rows":47,"n_cols":5,"rows_kept":47,"flags":["formulas_cached_only"]}
[]
[null,"CATEGORY AND ITEM","$ / MONTH","COMMENT"]
[null,"Earnings"]
[null,"CalPers",1687]
[null,"Social Security",947]
[null,"Total earnings",2634]
[]
[null,"Expenses"]
[null,"Car (details below)",1040,"Elim / min"]
[null,"Rent",500,"Minimize"]
[null,"County fees",300,"$200 + $100 T. H."]
[null,"Phone",66]
[null,"Internet",20]
[null,"HealthSport",0,"Eliminate?"]
[null,"Site—change to 1yr / provider",21,500,"($/2yr)"]
[null,"Power",35]
[null,"Dental",33]
[null,"Tax-Fed",114]
[null,"Tax-Ca",19]
[null,"Subtotal expenses (sans self)",2148]
[null,"Total expenses",2634]
[null,"Sans car",1594]
[null,"Sans car and apartment",1094]
[null,"Sans car, apartment, HealthSport",1094]
[]
[]
[null,"Self"]
[null,"Food",200]
[null,"Clothes",100]
[null,"Savings",100]
[null,"Fun",86]
[null,"Total—self",486]
[]
[null,"Car"]
[null,"Gas",258,3093.75,"$ / yr"]
[null,"Mnt + repair",300,3600,"$ / yr"]
[null,"Depreciation",300,3600,"$ / yr"]
[null,"Tires",32,375,"$/yr"]
[null,"Insurance",150,1800,"$ / yr"]
[null,"Total—car",1040,{"v":12468.75,"d":"12469"}]
[null,"Notes—car"]
[null,"Tires",null,1000,"$ / set"]
[{"$nulls":3},40000,"mi / set"]
[{"$nulls":3},15000,"mi / yr"]
[null,"Gas",null,15000,"Mi / yr"]
[{"$nulls":3},{"v":3.3,"d":"3.30"},"mpg"]
[{"$nulls":3},16,"$/gal"]

{"sheet":"Savings plan","index":2,"n_rows":28,"n_cols":4,"rows_kept":28,"flags":["formulas_cached_only"]}
["SAVINGS PLAN"]
[null,"CATEGORY OF SAVINGS","AMOUNT","COMMENTS"]
[null,"Buffer",{"v":6000,"d":"$6,000.00"},"Emergency, moving, tax"]
[null,"Reserve for food for a year",{"v":3696,"d":"$3,696.00"},"Estimate this"]
[null,"Dental insurance for remaining seven months",{"v":258.51,"d":"$258.51"}]
[null,"Windows 7 upgrade to professional edition",{"v":119.95,"d":"$119.95"}]
[null,"Attorney",{"v":749,"d":"$749.00"}]
[null,"Auto-timing belt, maintenance for two years, tires",{"v":3500,"d":"$3,500.00"},"Timing belt, service, tires"]
[null,"Auto insurance for two years @ $877.80 a year",{"v":1755.6,"d":"$1,755.60"}]
[null,"Internet and power for a year",{"v":660,"d":"$660.00"}]
[null,"Phone for 2 years",{"v":1680,"d":"$1,680.00"}]
[null,"Website for 5 years",{"v":550,"d":"$550.00"},"Enquire about rebate"]
[null,"Web address for 10 years",{"v":190,"d":"$190.00"},"Enquire about rate"]
[null,"Humboldt-4200",{"v":3888,"d":"$3,888.00"}]
[null,"Total",{"v":23047.06,"d":"$23,047.06"}]
[]
[]
["AREAS TO SAVE","CATEGORY OF SAVINGS AND EARNINGS"]
[null,"All the above"]
[null,"Conserving"]
[null,"Minimizing"]
[null,"Earning-work-regular"]
[null,"Earning-work-occasional"]
[null,"Earning-contribution"]
[null,"Earning-other"]
[null,"Car"]
[null,"Apartment"]
[null,"Medical Insurance"]